The easy stuff. I will make sure you get the best offer from the banks.

Refinance isn't always about the interest rate. You should consider the total picture of all your debts and cashflow. 

I can help you evaluate whether consolidating your debts into a mortgage can help you increase cashflow and/or pay back everything faster.

If you are having trouble getting a mortgage because of high existing debts, we can find ways to lower their impact on your borrowing power.